How we make money

Short answer: right now, we don't. Here is exactly how that works and what will change if it does.

Today

CanRates does not currently earn any money from the banks, card issuers, lenders, insurers or transfer companies on this site. None of the "Apply" links pay us, and no one pays to be listed or ranked.

If that changes

We may later earn a referral fee when someone applies through a link. If we do, the product will be clearly labelled "Partner", this page will list how we are paid, and paid links will never change a product's ranking, its eligibility label or the default sort order.

Our sister site

CanRates and 28home.ca, a Canadian real estate site, have the same owner. That is why our mortgage and newcomer pages link to 28home.

2026-10-16