Chequing Accounts

Compare chequing accounts by monthly fee, transactions, e-Transfers and sign-up bonuses, including student and newcomer accounts.

ProductProviderTypeMonthly fee
Simplii Financial No Fee Chequing AccountSimplii Financialno-fee,personal$0
EQ Bank Personal AccountEQ Bankno-fee,personal$0
Neo Chequing AccountNeo Financialno-fee,personal$0
Wealthsimple CashWealthsimpleno-fee$0
CIBC Smart StartCIBCstudent$0
EQ Bank US Dollar AccountEQ Bankno-fee$0
Coast Capital Free Chequing, Free Debit, and More AccountCoast Capital Savingsno-fee$0
motusbank No-Fee Chequing Accountmotusbankno-fee$0
PC Money AccountPC Financialno-fee,personal$0
Tangerine No-Fee Daily Chequing AccountTangerineno-fee,personal$0
Wealthsimple ChequingWealthsimpleno-fee,personal$0
CIBC US$ Personal AccountCIBCpersonal$0
RBC Advantage Banking Account for StudentsRBC Royal Bankstudent$0
CIBC Smart™ for StudentsCIBCstudent$0
Scotiabank Getting There Savings Program for YouthScotiabankyouth$0
CIBC Advantage for Youth AccountCIBCyouth$0
VennVennbusiness$0
EQ Bank Business AccountEQ Bankbusiness$0
Scotiabank Preferred Package for Students and YouthScotiabankstudent,youth$0
CIBC Everyday Chequing AccountCIBCpersonal$3.9
Scotiabank Basic Bank AccountScotiabankpersonal$3.95
National Bank The Minimalist Chequing AccountNational Bank of Canadapersonal$3.95
TD Bank Minimum AccountTD Bankstudent,senior,personal$3.95
RBC Day to Day Banking AccountRBC Royal Banksenior,personal$4
RBC Digital Choice Business Account PackageRBC Royal Bankbusiness$6
RBC Flex Choice Business Account PackageRBC Royal Bankbusiness$7
TD Bank Every Day Chequing AccountTD Bankstudent,personal$10.95
Scotiabank Basic Plus Bank AccountScotiabankpersonal$11.95
RBC Advantage Banking AccountRBC Royal Bankpersonal$12.95
National Bank The Chequing Account For Newcomers to CanadaNational Bank of Canadanewcomer,no-fee,personal$15.95
TD Bank Unlimited Chequing AccountTD Bankpersonal$15.95
National Bank The Connected Chequing AccountNational Bank of Canadapersonal$15.95
RBC Signature No Limit BankingRBC Royal Bankpersonal$16.95
CIBC Smart AccountCIBCstudent,senior,no-fee,personal$16.95
Scotiabank Preferred PackageScotiabankpersonal$16.95
BMO Performance PlanBank of Montrealpersonal$17.95
National Bank The Total Chequing AccountNational Bank of Canadapersonal$28.95
TD Bank All-Inclusive PlanTD Bankpersonal$29.95
CIBC Smart™ Plus AccountCIBCpersonal$29.95
RBC VIP BankingRBC Royal Bankpersonal$30
Scotiabank Ultimate PackageScotiabankpersonal$30.95
BMO Premium PlanBank of Montrealpersonal$30.95

Rates and details as of 2026-10-06