储蓄账户

比较加拿大高息储蓄、TFSA、RRSP、FHSA 和 RESP 账户利率,并标明 CDIC 保障。

加拿大最佳高息储蓄账户
产品机构类型利率优惠利率
Saven Financial High-Interest Savings AccountSaven Financialhigh-interest2.85%—
Oaken Financial Savings AccountOaken Financialhigh-interest2.8%—
Wealth One Bank of Canada High-Interest Savings AccountWealth One Bank of Canadahigh-interest2.6%—
Wealthsimple Cash High-Interest Savings AccountWealthsimplepersonal2.5%—
Canadian Tire Bank High-Interest Savings Account加拿大轮胎银行high-interest2.4%—
EQ Bank Notice Savings AccountEQ Bankhigh-interest2.35%—
Kawartha Financial Services High Interest eSavings AccountKawartha Financial Servicestfsa2.25%—
Steinbach Credit Union TFSA AccountSteinbach Credit Uniontfsa2.25%—
Kawartha Financial Services High Interest eSavings AccountKawartha Financial Servicesrrsp2.25%—
Laurentian Bank High-Interest Savings AccountLaurentian Bankhigh-interest2.2%—
Neo Savings AccountNeo Financialpersonal2%—
Steinbach Credit Union High-Interest Savings AccountSteinbach Credit Unionhigh-interest2%—
BMO First Home Savings Account蒙特利尔银行fhsa2%—
Home Trust High-Interest Savings AccountHome Trust Companyhigh-interest1.9%—
Achieva Savings Daily Interest Savings AccountAchieva Savingshigh-interest1.8%—
Manulife Bank Advantage Account宏利银行personal1.5%3%
EQ Bank Tax Free Savings AccountEQ Banktfsa1.5%—
EQ Bank Retirement Savings PlanEQ Bankrrsp1.5%—
EQ Bank First Home Savings AccountEQ Bankfhsa1.5%—
CI Direct Investing High-Interest Savings AccountCI Direct Investinghigh-interest1.25%—
Peoples Trust e-Savings AccountPeoples Trusthigh-interest1.2%—
EQ Bank Personal AccountEQ Bankpersonal1%2.75%
National Bank of Canada High-interest Savings Account加拿大国家银行high-interest0.55%—
TD Bank High Interest TFSA Savings Account道明银行tfsa0.5%—
Scotiabank Momentum PLUS Savings Account丰业银行high-interest0.4%—
CIBC eAdvantage Savings Account加拿大帝国商业银行high-interest0.3%4.6%
Coast Capital Savings High-Interest Savings AccountCoast Capital Savingshigh-interest0.3%—
Tangerine Savings AccountTangerinepersonal0.3%4.5%
Tangerine Tax-Free Savings AccountTangerinetfsa0.3%5%
CIBC Tax Advantage Savings Account加拿大帝国商业银行tfsa0.3%—
Tangerine RSP Savings AccountTangerinerrsp0.3%5%
Scotiabank Savings Accelerator Account (TFSA)丰业银行tfsa0.25%—
Bank of Montreal BMO TFSA Saving Account蒙特利尔银行tfsa0.05%—
RBC Royal Bank Leo's Young Savers Account加拿大皇家银行youth0.01%—
TD Bank Youth Savings Account道明银行youth0.01%—
KOHO Spending and Savings AccountKOHO Financial Incpersonal——
RBC High-Interest eSavings Account加拿大皇家银行high-interest—4.6%
Simplii Financial High-Interest Savings AccountSimplii Financialhigh-interest—4.6%
CIBC First Home Savings Account加拿大帝国商业银行fhsa——
Scotiabank First Home Savings Account丰业银行fhsa——
TD First Home Savings Account道明银行fhsa——
National Bank First Home Savings Account加拿大国家银行fhsa——
Desjardins First Home Savings Account加鼎集团fhsa——
Questrade First Home Savings AccountQuestradefhsa——
Wealthsimple First Home Savings AccountWealthsimplefhsa——
RBC Direct Investing First Home Savings AccountRBC Direct Investingfhsa——
Justwealth RESPJustwealthresp——
Questrade RESPQuestraderesp——
Wealthsimple RESPWealthsimpleresp——

利率及资料截至 2026-10-06

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