儲蓄戶口

比較加拿大高息儲蓄、TFSA、RRSP、FHSA 及 RESP 戶口利率,並列明 CDIC 保障。

加拿大最佳高息儲蓄戶口
產品機構類型利率優惠利率
Saven Financial High-Interest Savings AccountSaven Financialhigh-interest2.85%—
Oaken Financial Savings AccountOaken Financialhigh-interest2.8%—
Wealth One Bank of Canada High-Interest Savings AccountWealth One Bank of Canadahigh-interest2.6%—
Wealthsimple Cash High-Interest Savings AccountWealthsimplepersonal2.5%—
Canadian Tire Bank High-Interest Savings Account加拿大輪胎銀行high-interest2.4%—
EQ Bank Notice Savings AccountEQ Bankhigh-interest2.35%—
Kawartha Financial Services High Interest eSavings AccountKawartha Financial Servicestfsa2.25%—
Steinbach Credit Union TFSA AccountSteinbach Credit Uniontfsa2.25%—
Kawartha Financial Services High Interest eSavings AccountKawartha Financial Servicesrrsp2.25%—
Laurentian Bank High-Interest Savings AccountLaurentian Bankhigh-interest2.2%—
Neo Savings AccountNeo Financialpersonal2%—
Steinbach Credit Union High-Interest Savings AccountSteinbach Credit Unionhigh-interest2%—
BMO First Home Savings Account滿地可銀行fhsa2%—
Home Trust High-Interest Savings AccountHome Trust Companyhigh-interest1.9%—
Achieva Savings Daily Interest Savings AccountAchieva Savingshigh-interest1.8%—
Manulife Bank Advantage Account宏利銀行personal1.5%3%
EQ Bank Tax Free Savings AccountEQ Banktfsa1.5%—
EQ Bank Retirement Savings PlanEQ Bankrrsp1.5%—
EQ Bank First Home Savings AccountEQ Bankfhsa1.5%—
CI Direct Investing High-Interest Savings AccountCI Direct Investinghigh-interest1.25%—
Peoples Trust e-Savings AccountPeoples Trusthigh-interest1.2%—
EQ Bank Personal AccountEQ Bankpersonal1%2.75%
National Bank of Canada High-interest Savings Account加拿大國家銀行high-interest0.55%—
TD Bank High Interest TFSA Savings Account道明銀行tfsa0.5%—
Scotiabank Momentum PLUS Savings Account豐業銀行high-interest0.4%—
CIBC eAdvantage Savings Account加拿大帝國商業銀行high-interest0.3%4.6%
Coast Capital Savings High-Interest Savings AccountCoast Capital Savingshigh-interest0.3%—
Tangerine Savings AccountTangerinepersonal0.3%4.5%
Tangerine Tax-Free Savings AccountTangerinetfsa0.3%5%
CIBC Tax Advantage Savings Account加拿大帝國商業銀行tfsa0.3%—
Tangerine RSP Savings AccountTangerinerrsp0.3%5%
Scotiabank Savings Accelerator Account (TFSA)豐業銀行tfsa0.25%—
Bank of Montreal BMO TFSA Saving Account滿地可銀行tfsa0.05%—
RBC Royal Bank Leo's Young Savers Account加拿大皇家銀行youth0.01%—
TD Bank Youth Savings Account道明銀行youth0.01%—
KOHO Spending and Savings AccountKOHO Financial Incpersonal——
RBC High-Interest eSavings Account加拿大皇家銀行high-interest—4.6%
Simplii Financial High-Interest Savings AccountSimplii Financialhigh-interest—4.6%
CIBC First Home Savings Account加拿大帝國商業銀行fhsa——
Scotiabank First Home Savings Account豐業銀行fhsa——
TD First Home Savings Account道明銀行fhsa——
National Bank First Home Savings Account加拿大國家銀行fhsa——
Desjardins First Home Savings Account加鼎集團fhsa——
Questrade First Home Savings AccountQuestradefhsa——
Wealthsimple First Home Savings AccountWealthsimplefhsa——
RBC Direct Investing First Home Savings AccountRBC Direct Investingfhsa——
Justwealth RESPJustwealthresp——
Questrade RESPQuestraderesp——
Wealthsimple RESPWealthsimpleresp——

利率及資料截至 2026-10-06

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